Bad Things Happen To Good People.

The Debt Erasers Can Help
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Connect with trusted local debt & bankruptcy lawyers serving the communities of Johnstown, Punxsutawney, Clearfield, & Somerset PA.

Looking for a trusted bankruptcy lawyer located in your community?

At Debt Erasers, Attorney Kenny P. Seitz brings over 25 years of experience helping individuals and families find relief through Chapter 7 and Chapter 13 bankruptcy.

As a dedicated Pennsylvania bankruptcy attorney, Kenny has successfully handled thousands of cases, guiding clients through the legal process with compassion and clarity. Whether you’re facing credit card debt, foreclosure, repossession, wage garnishment, or utility shutoff, you’ll get direct access to your bankruptcy lawyer—not a paralegal or assistant.

With offices in Johnstown, Punxsutawney, Clearfield, & Somerset PA, Debt Erasers is committed to helping you take control of your finances and get a fresh start. Learn more about our services & reach out today.

We Specialize In…

Credit Card Debt

Chapter 7 or 13 eliminates credit card debt, no matter the balance. Escape lifelong payments and high interest.

Foreclosures

Chapter 13 halts foreclosure and lets you repay missed mortgage payments over time with no interest or late fees.

Repossessions

With Chapter 13, vehicle repossession is paused and loan terms can be adjusted to reduce payments and interest.

Judgments

Bankruptcy removes legal judgments, prevents property liens, and blocks account or wage garnishment efforts.

Utility Shutoff

Filing for bankruptcy protects against shutoffs and may restore service by including past-due bills in your case.

Student Loans

A Chapter 13 Bankruptcy can stop student loan collections by deferring the payments for three to five years.

Help Is Closer Than You Think

Johnstown Office

319 Washington Street, Suite 238
Johnstown, PA 15901
814-536-7470

Clearfield Office

301 E. Pine Street
Clearfield, PA 16830
814-765-2699

Somerset Office

118 South Kimberly Street, Suite 30
Somerset, PA 15501
814-536-7470

Punxsutawney Office

103 North Gilpin Street, Suite 307
Punxsutawney, PA 15767
814-765-2699

Contact Us About Your Case

Ready to take the first step toward a fresh financial start? Contact The Debt Erasers today to schedule your free consultation. We’ll listen to your situation, answer your questions, and help you build a clear, personalized gameplan for debt relief through Chapter 7 or Chapter 13 bankruptcy. There’s no pressure—just honest guidance from a team that truly cares.