Credit Card Debt Relief

Erase Your Debt. Reclaim Your Life.

Serving Johnstown, Clearfield, Punxsutawney & Somerset, PA

Drowning in credit card debt? You’re not alone—and you don’t have to live this way forever. At The Debt Erasers, our experienced Johnstown bankruptcy attorney is here to help you eliminate high-interest credit card debt and take back control of your financial future.

If you’re only making the minimum payments, it could take you 60 years or more to pay off your balance—and that’s assuming you don’t charge another penny. The truth is, credit card companies profit off keeping you stuck in a cycle of interest, fees, and stress.

With the help of a credit card debt lawyer, you can break free.

Get in touch with Kenny P. Seitz – help is closer than you think.

No Pressure - Just Answers

Bankruptcy Can Eliminate Credit Card Debt

Both Chapter 7 and Chapter 13 bankruptcy offer powerful tools to erase or manage credit card debt:

  • Chapter 7 Bankruptcy can wipe out most or all of your unsecured credit card balances in a matter of months.

  • Chapter 13 Bankruptcy can help you restructure your debt into a manageable repayment plan, usually over 3 to 5 years.

There’s no minimum or maximum amount of debt required to file. Whether you owe $5,000 or $50,000, bankruptcy is designed to help people just like you.

Why Choose The Debt Erasers?

As a local Johnstown bankruptcy lawyer, we understand the financial challenges facing residents in Clearfield, Punxsutawney, Somerset, and surrounding Pennsylvania communities. We offer:

  • Free, confidential consultations
  • Step-by-step support through the bankruptcy process
  • Realistic, honest advice with no judgment

A fresh start—and a path forward

Don’t Let Credit Card Debt Control Your Life

Credit card debt can take over your finances, your peace of mind, and even your relationships. Filing for bankruptcy may feel like a big step, but it’s a legal and effective way to erase your debt and start over.

At The Debt Erasers, we’re here to lift that burden off your back—because you deserve better than a lifetime of minimum payments.

If you’re ready to explore your options and learn how bankruptcy can help eliminate your credit card debt, call The Debt Erasers today. Speak with a trusted credit card debt attorney in Johnstown, PA, and take the first step toward financial freedom.

Serving Johnstown, Clearfield, Somerset, and Punxsutawney, PA

Help Is Closer Than You Think

Johnstown Office

319 Washington Street, Suite 238
Johnstown, PA 15901
814-536-7470

Clearfield Office

301 E. Pine Street
Clearfield, PA 16830
814-765-2699

Somerset Office

118 South Kimberly Street, Suite 30
Somerset, PA 15501
814-536-7470

Punxsutawney Office

103 North Gilpin Street, Suite 307
Punxsutawney, PA 15767
814-765-2699

Contact Us About Your Case

Ready to take the first step toward a fresh financial start? Contact The Debt Erasers today to schedule your free consultation. We’ll listen to your situation, answer your questions, and help you build a clear, personalized gameplan for debt relief through Chapter 7 or Chapter 13 bankruptcy. There’s no pressure—just honest guidance from a team that truly cares.