Free Consultations

Start Your Path to Debt Relief with a Free Consultation

Financial Freedom Starts Here

At The Debt Erasers, we understand how stressful it can be to deal with overwhelming debt, constant creditor calls, and the fear of losing your home, car, or paycheck. You may be wondering whether bankruptcy is right for you—or if there’s another solution that fits your situation. That’s exactly why we offer free, no-obligation consultations with an experienced bankruptcy attorney.

When you contact our office, you won’t be handed off to a paralegal or receptionist. You’ll speak directly with Attorney Kenny P. Seitz, who brings over 25 years of experience helping individuals and families throughout Johnstown, Clearfield, Somerset, and Punxsutawney, PA find real, lasting relief through Chapter 7 and Chapter 13 bankruptcy.

What To Expect During Your Consultation

Your consultation is a safe, confidential space to talk about your financial challenges and goals. We’ll review the details of your situation—things like income, assets, debts, and any legal actions you’re facing (such as wage garnishment, foreclosure, or repossession). Then, we’ll explain what options are available to you under bankruptcy law.

You’ll get honest answers to questions like:

  • Can bankruptcy eliminate my credit card or medical debt?

  • Will I be able to keep my home or car?

  • Can bankruptcy stop wage garnishment or bank levies?

  • What’s the difference between Chapter 7 and Chapter 13?

  • What will bankruptcy mean for my future?

By the end of our conversation, you’ll have a clear understanding of how bankruptcy works and whether it’s the right path for you.

Contact Us About Your Case

We know that reaching out for help isn’t always easy. That’s why we keep things simple, respectful, and completely judgment-free. There’s no pressure to file, and no commitment required. Just real guidance from a local attorney who genuinely cares about your future. We’ve helped thousands of clients across Western and Central Pennsylvania get a fresh start—and we’d be honored to help you, too.

Help Is Closer Than You Think

Johnstown Office

319 Washington Street, Suite 238
Johnstown, PA 15901
814-536-7470

Clearfield Office

301 E. Pine Street
Clearfield, PA 16830
814-765-2699

Somerset Office

118 South Kimberly Street, Suite 30
Somerset, PA 15501
814-536-7470

Punxsutawney Office

103 North Gilpin Street, Suite 307
Punxsutawney, PA 15767
814-765-2699